²³ Why then didn’t you put my money on deposit, so that when I came back, I could have collected it with interest?’

⁴ Or do you show contempt for the riches^(A) of his kindness,^(B) forbearance^(C) and patience,^(D) not realizing that God’s kindness is intended to lead you to repentance?^(E)

⁵ But because of your stubbornness and your unrepentant heart, you are storing up wrath against yourself for the day of God’s wrath^(F), when his righteous judgment^(G) will be revealed.

¹⁹ Do not charge a fellow Israelite interest, whether on money or food or anything else that may earn interest.^{(A) 20} You may charge a foreigner^(B) interest, but not a fellow Israelite, so that the Lord your God may bless^(C) you in everything you put your hand to in the land you are entering to possess.

²⁵ “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.^{(A) 26} If you take your neighbor’s cloak as a pledge,^(B) return it by sunset, ²⁷ because that cloak is the only covering your neighbor has. What else can they sleep in?^(C) When they cry out to me, I will hear, for I am compassionate.^(D)