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Now to one who works, his wages are not reckoned as a gift but as his due. And to one who does not work but trusts him who justifies the ungodly, his faith is reckoned as righteousness. So also David pronounces a blessing upon the man to whom God reckons righteousness apart from works:

“Blessed are those whose iniquities are forgiven, and whose sins are covered;
blessed is the man against whom the Lord will not reckon his sin.”

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