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Usury Abolished

Now there was a great outcry of the [poorer] people and their wives against their Jewish brothers [to whom they were deeply in debt]. For there were some who were saying, “We, along with our sons and our daughters, are many; therefore allow us to get grain, so that we may eat and survive.” There were others who were saying, “We are mortgaging our fields, our vineyards, and our houses to buy grain because of the famine.” There were also others who were saying, “We have borrowed money on our fields and vineyards for the [Persian] king’s [heavy] tax. Now our flesh (skin) is the same as that of our brothers (relatives), and our children are like their children, yet here we are forcing (selling) our sons and our daughters to be slaves; and some of our daughters are forced into bondage already, and [a]we are powerless [to redeem them] because our fields and vineyards belong to others.”

Then I was very angry when I heard their outcry and these words [of accusation]. I thought it over and then challenged the nobles and the rulers. I said to them, “You are exacting usury (excessive interest) from your own brother (relative).” So I held a great assembly to confront them. I said to them, “According to our ability we have redeemed (purchased back) our Jewish brothers who were sold to the [Gentile] nations; now would you even sell your brothers, that they might be sold to us?” Then they were silent and could not find a [single] word to say. So I said, “What you are doing is not good. Should you not walk in the fear of our God to prevent the taunting by the [pagan] nations, our enemies? 10 And likewise I, my brothers, and my servants are lending them money and grain. Please, let us stop [charging] this interest.(A) 11 Please, give back to them this very day their fields, their vineyards, their olive groves, and their houses, and also a hundredth part of the money, the grain, the new wine, and the oil that you are lending them.” 12 Then they said, “We will give it back and not require anything from them. We will do exactly as you say.” Then I called the priests and took an oath from them that they would act in accordance with this promise. 13 I also [b]shook out the [c]front of my garment and said, “So may God shake out every man from his house and from his possessions who does not keep this promise; like this may he be shaken out and emptied.” And all the assembly said, “Amen!” And they praised the Lord. Then the people acted in accordance with this promise.

Nehemiah’s Example

14 Moreover, from the day that I was appointed to be their governor in the land of Judah, from the twentieth year to the thirty-second year of King Artaxerxes, for twelve years, neither I nor my relatives have eaten the governor’s food allowance. 15 But the former governors who were [in office] before me put heavy burdens on the people and took food and wine from them in addition to forty shekels of silver [as an excessive monthly salary]; even their servants assumed authority over the people. But I did not do so because of the [reverent] fear of God. 16 I also applied myself to the work on this wall; we did not buy any land, and all my servants were gathered together there for the work. 17 Moreover, there were at my table a hundred and fifty Jews and officials, besides those who came to us from the nations that were around us. 18 Now the following were prepared for each day: one ox and six choice sheep; also fowls (poultry) were prepared for me; and in intervals of ten days all sorts of wine was provided in abundance. Yet for all this, I did not demand the governor’s food allowance, because the servitude was heavy on this people. 19 Remember me, O my God, for good, according to all I have done for this people.(B)

Footnotes

  1. Nehemiah 5:5 Lit our hands are.
  2. Nehemiah 5:13 The folds of a robe over the chest formed a place where objects could be carried and protected, so Nehemiah’s gesture was a vivid illustration of the divine punishment he was invoking upon violators.
  3. Nehemiah 5:13 Lit bosom.

About this time there was a great outcry of protest from parents against some of the rich Jews who were profiteering on them. 2-4 What was happening was that families who ran out of money for food had to sell their children or mortgage their fields, vineyards, and homes to these rich men; and some couldn’t even do that, for they already had borrowed to the limit to pay their taxes.

“We are their brothers, and our children are just like theirs,” the people protested. “Yet we must sell our children into slavery to get enough money to live. We have already sold some of our daughters, and we are helpless to redeem them, for our fields, too, are mortgaged to these men.”

I was very angry when I heard this; so after thinking about it I spoke out against these rich government officials.

“What is this you are doing?” I demanded. “How dare you demand a mortgage as a condition for helping another Israelite!”

Then I called a public trial to deal with them.

At the trial I shouted at them, “The rest of us are doing all we can to help our Jewish brothers who have returned from exile as slaves in distant lands, but you are forcing them right back into slavery again. How often must we redeem them?”

And they had nothing to say in their own defense.

Then I pressed further. “What you are doing is very evil,” I exclaimed. “Should you not walk in the fear of our God? Don’t we have enough enemies among the nations around us who are trying to destroy us? 10 The rest of us are lending money and grain to our fellow Jews without any interest. I beg you, gentlemen, stop this business of usury. 11 Restore their fields, vineyards, olive yards, and homes to them this very day and drop your claims against them.”

12 So they agreed to do it and said that they would assist their brothers without requiring them to mortgage their lands and sell them their children. Then I summoned the priests and made these men formally vow to carry out their promises. 13 And I invoked the curse of God upon any of them who refused.[a]

“May God destroy your homes and livelihood if you fail to keep this promise,” I declared.

And all the people shouted, “Amen,” and praised the Lord. And the rich men did as they had promised.

14 I would like to mention that for the entire twelve years that I was governor of Judah—from the twentieth until the thirty-second year of the reign of King Artaxerxes—my aides and I accepted no salaries or other assistance from the people of Israel. 15 This was quite a contrast to the former governors who had demanded food and wine and $100 a day in cash, and had put the population at the mercy of their aides who tyrannized them; but I obeyed God and did not act that way. 16 I stayed at work on the wall and refused to speculate in land; I also required my officials to spend time on the wall. 17 All this despite the fact that I regularly fed 150 Jewish officials at my table, besides visitors from other countries! 18 The provisions required for each day were one ox, six fat sheep, and a large number of domestic fowls; and we needed a huge supply of all kinds of wines every ten days. Yet I refused to make a special levy against the people, for they were already having a difficult time. 19 O my God, please keep in mind all that I’ve done for these people and bless me for it.

Footnotes

  1. Nehemiah 5:13 I invoked the curse of God upon any of them who refused, literally, “Then I shook out the lap of my gown.”