²⁷ because that cloak is the only covering your neighbor has. What else can they sleep in?^(A) When they cry out to me, I will hear, for I am compassionate.^(B)

¹² If the neighbor is poor, do not go to sleep with their pledge^(A) in your possession. ¹³ Return their cloak by sunset^(B) so that your neighbor may sleep in it.^(C) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.^(D)