³ What does Scripture say? “Abraham believed God, and it was credited to him as righteousness.”^[a](A)

⁴ Now to the one who works, wages are not credited as a gift^(B) but as an obligation. ⁵ However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.^{(C) 6} David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

⁹ Is this blessedness only for the circumcised, or also for the uncircumcised?^(B) We have been saying that Abraham’s faith was credited to him as righteousness.^{(C) 10} Under what circumstances was it credited? Was it after he was circumcised, or before? It was not after, but before! ¹¹ And he received circumcision as a sign, a seal of the righteousness that he had by faith while he was still uncircumcised.^(D) So then, he is the father^(E) of all who believe^(F) but have not been circumcised, in order that righteousness might be credited to them.

²² This is why “it was credited to him as righteousness.”^{(A) 23} The words “it was credited to him” were written not for him alone, ²⁴ but also for us,^(B) to whom God will credit righteousness—for us who believe in him^(C) who raised Jesus our Lord from the dead.^(D)