Proverbs 10:13-16

New International Version

¹³ Wisdom is found on the lips of the discerning,^(A)
    but a rod is for the back of one who has no sense.^(B)

¹⁴ The wise store up knowledge,^(C)
    but the mouth of a fool invites ruin.^(D)

¹⁵ The wealth of the rich is their fortified city,^(E)
    but poverty is the ruin of the poor.^(F)

¹⁶ The wages of the righteous is life,^(G)
    but the earnings of the wicked are sin and death.^(H)